A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1 / ₹100 | — |
| UPI Payments | 2 / ₹100 | — |
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000, with the maximum benefit capped at ₹125 per statement cycle.
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.