A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1 / ₹100 | — |
| Restaurant Dining | 2 / ₹100 | ₹ 750 |
| Flights & Hotels | 2 / ₹100 | ₹ 750 |
15% Discount at Select Restaurants
1% surcharge waiver on fuel transactions across all fuel stations for transactions between Rs 400 to Rs 5000
earn 10,000 reward points on annual spending of ₹1,80,000 or more in the anniversary year
run your spend profileto see this card's value for you.