cards / mid / yes-bank-preferred
YES BankUnknownmid-tier

YES First Preferred Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 999/yr
joining fee₹ 999
fee waiver at₹ 4,00,000/yr
base earn rate4 / ₹100
rewards inReward Points
forex markup2%
min. income₹ 24,00,000/yr

✓ best for

Flights & HotelsRestaurant Dining

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else4 / ₹100
Flights & Hotels8 / ₹100₹ 3,000
Restaurant Dining8 / ₹100₹ 3,000
Grocery (all)2 / ₹100
Utilities & Bills2 / ₹100
Insurance Premiums2 / ₹100

benefits & perks

Fuel Surcharge Waiver

1% on Fuel Transactions Between ₹500 and ₹5,000

Movie Discount

25% discount on movie booking through BookMyShow.

International Lounge Access

4 complimentary international lounge access every year through the Priority Pass.

Domestic Lounge Access

2 Free Domestic Lounge Access Every Quarter (8 Each Year)

Golf Benefits

4 complimentary green fee rounds annually.

Insurance Benefits

Life insurance of up to Rs. 1 crore in the case of death due to flight accidents and medical insurance of Rs. 25 lakhs for emergency hospitalization.

run your spend profileto see this card's value for you.