A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1 / ₹100 | — |
| Swiggy (food) | 0 / ₹100 | — |
Complimentary airport lounge access every quarter.
4 complimentary rounds of golf every year.
1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.