A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2 / ₹100 | — |
| Utilities & Bills | 0.25 / ₹100 | — |
| Insurance Premiums | 0.25 / ₹100 | — |
| Education / Fees | 0.25 / ₹100 | — |
Buy 1 Get 1 on Coffee at Select Outlets
Insurance cover for mobile phones and electronics purchased online for any accidental damage up to 6 months.
1% fuel surcharge is waived at all fuel stations in India for a minimum transaction of ₹400 & a maximum transaction of ₹5,000.
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.