cards / starter / union-bank-union-select-rupay
Union BankRuPaystarter

Union Select RuPay Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining feenone
fee waiver at₹ 50,000/yr
base earn rate1 / ₹100
rewards inReward Points
forex markup3%

✓ best for

Utilities & BillsFlights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1 / ₹100
Utilities & Bills0 / ₹100
Flights & Hotels0 / ₹100

benefits & perks

Domestic Lounge Access

4 complimentary domestic lounge access.

International Lounge Access

4 complimentary international lounge access.

Accidental Air Death Cover~₹ 10,00,000/yr

Covers accidental air death up to Rs. 10 lakhs

Accidental Death Cover~₹ 8,00,000/yr

Other accidental death up to Rs. 8 lakhs.

Fuel Surcharge Waiver

1% Fuel surcharge waiver on fuel transactions. The maximum fuel surcharge is capped at Rs. 100 per month.

run your spend profileto see this card's value for you.