For frequent travellers and higher spenders who’ll use lounges and transferable points.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 3.33 / ₹100 | — |
| Other Online Shopping | 5 / ₹100 | — |
| Utilities & Bills | 2 / ₹100 | — |
| Grocery (all) | 2 / ₹100 | — |
| Insurance Premiums | 2 / ₹100 | — |
| Rent | 2 / ₹100 | — |
| Education / Fees | 2 / ₹100 | — |
| Fuel | 0 / ₹100 | — |
4 complimentary access per calendar quarter on domestic Lounges in India
1 complimentary access per month at international lounges outside India (with Priority Pass) subject to spends of INR 20,000 on your Ultimate Credit Card in the previous month.
Get complimentary access to premier golf courses in the country.
Complimentary overseas air accident cover of INR 1 Crore
Medical insurance worth USD 25,000
1%* fuel surcharge waiver
unlocks at ₹ 1,000/yr
run your spend profileto see this card's value for you.