cards / starter / standard-chartered-smart
Standard CharteredVisastarter

Smart Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining fee₹ 499
fee waiver at₹ 1,20,000/yr
base earn rate1 / ₹100
rewards inDirect Cashback

✓ best for

Other Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1%
Other Online Shopping2%₹ 1,000

run your spend profileto see this card's value for you.