A solid daily-driver for steady spenders who want rewards without a premium fee.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2.67 / ₹100 | — |
| Insurance Premiums | 0.67 / ₹100 | — |
| Utilities & Bills | 0.67 / ₹100 | — |
1 Domestic Lounge Visit per calendar quarter (4 per year)
1% Fuel Surcharge waiver on all fuel spends
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.