cards / starter / sbi-unnati
SBIUnknownstarter

SBI Card Unnati

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining feenone
fee waiver at₹ 50,000/yr
base earn rate1 / ₹100
rewards inReward Points

earn rates

flat 1 / ₹100 on all spends — no category bonuses.

benefits & perks

Milestone Benefits~₹ 500/yr

Get Rs. 500 Cashback on annual spends of Rs. 50,000

unlocks at ₹ 50,000/yr

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000 at all petrol pumps across India. Maximum waiver of Rs. 100 per statement cycle.

run your spend profileto see this card's value for you.