cards / starter / sbi-simplysave
SBIUnknownstarter

SimplySAVE SBI Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining fee₹ 499
fee waiver at₹ 1,00,000/yr
base earn rate0.25 / ₹100
rewards inReward Points
welcome benefit₹ 500

✓ best for

Restaurant DiningMovies & EntertainmentGrocery (all)

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.25 / ₹100
Restaurant Dining2.5%
Movies & Entertainment2.5%
Grocery (all)2.5%

benefits & perks

Extravaganza Offer~₹ 500/yr

Spend Rs. 2,000 or more in first 60 days and get 2,000 Bonus Reward Points

Fuel Surcharge Waiver

Enjoy a 1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India.

run your spend profileto see this card's value for you.