cards / premium / sbi-miles-elite
SBIUnknownpremium

SBI Card Miles Elite

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 4,999/yr
joining fee₹ 4,999
base earn rate1 / ₹100
rewards inTravel Credits
forex markup1.99%

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1 / ₹100
Flights & Hotels3 / ₹100

benefits & perks

Welcome Benefit

5,000 Travel Credits on spends of Rs. 1 lakh within 60 days of card issuance

unlocks at ₹ 1,00,000/yr

International Airport Lounge Access

Complimentary Priority Pass Membership worth $99 Access to 1,000+ International Airport Lounges worldwide

Domestic Airport Lounge Access

8 complimentary Domestic Airport Lounge visits every year (max. 2 visits per quarter)

Insurance Cover

Up to 6 flight cancellations per year, each limited to Rs. 3,500; Lost card liability cover of up to Rs. 1 lakh; Air Accident cover up to Rs. 1 crore; Loss of check-in baggage cover up to Rs. 72,000; Delay of check-in baggage cover of Rs. 7,500; Loss of travel documents cover of up to Rs. 12,500; Baggage damage cover of up to Rs. 5,000

Milestone Benefits

20,000 Bonus Travel Credits on annual spends of Rs. 12 lakhs

unlocks at ₹ 12,00,000/yr

run your spend profileto see this card's value for you.