cards / starter / sbi-karnataka-simplysave
SBIUnknownstarter

Karnataka Bank SimplySAVE SBI Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining fee₹ 499
fee waiver at₹ 1,00,000/yr
base earn rate0.67 / ₹100
rewards inReward Points
welcome benefit₹ 500

✓ best for

Restaurant DiningMovies & EntertainmentOther Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.67 / ₹100
Restaurant Dining1.67 / ₹100
Movies & Entertainment1.67 / ₹100
Other Online Shopping1.67 / ₹100
Grocery (all)1.67 / ₹100

benefits & perks

Extravaganza Offer~₹ 500/yr

2,000 Bonus Reward Points worth Rs. 500

Fuel Surcharge Waiver

1% fuel surcharge waiver on every transaction between Rs. 500 and Rs. 3,000 at all petrol pumps across India. Maximum waiver of Rs. 100 per statement cycle

run your spend profileto see this card's value for you.