cards / premium / sbi-elite
SBIUnknownpremium

SBI Card ELITE

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 4,999/yr
joining fee₹ 4,999
base earn rate2 / ₹100
rewards inReward Points
forex markup1.99%

✓ best for

Restaurant DiningGrocery (all)

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else2 / ₹100
Restaurant Dining5 / ₹100
Grocery (all)5 / ₹100

benefits & perks

Welcome e-Gift Voucher~₹ 5,000/yr

Welcome e-Gift Voucher worth Rs. 5,000

Complimentary Movie Tickets~₹ 6,000/yr

Free movie tickets worth Rs. 6,000 every year

Milestone Benefits~₹ 12,500/yr

Up to 50,000 Bonus Reward Points worth Rs. 12,500 every year

International Lounge Program

Complimentary membership to the Priority Pass Program worth $99 and 6 complimentary airport lounge visits per calendar year, outside India

Domestic Lounge Program

2 complimentary domestic airport lounge visits every quarter

Fuel Surcharge Waiver

1% Fuel Surcharge Waiver across all petrol pumps

ITC Silver Tier Membership

Complimentary 1-year Club ITC Silver Tier Membership

Exclusive Concierge Service

Dedicated assistance on flower delivery, gift delivery, and online doctor consultation

Golf Privileges

Enjoy 4 rounds of complimentary green fees access and up to 50% off on golf games, along with 1 complimentary lesson per month

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