cards / mid / sbi-bpcl-octane
SBIUnknownmid-tier

BPCL SBI Card OCTANE

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 1,499/yr
joining fee₹ 1,499
fee waiver at₹ 2,00,000/yr
base earn rate1 / ₹100
rewards inReward points
welcome benefit₹ 1,500

✓ best for

Fuel

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1 / ₹100
Fuel7.25%₹ 2,500

accelerated & portal rewards

Beyond the base 1 / ₹100, this card unlocks higher value through bank portals and partner offers:

7.25% value-back at BPCL fuel7.25%
Fuel

capped ~₹ 2,500 reward/mo

benefits & perks

Welcome Gift~₹ 1,500/yr

Get 6000 bonus reward points worth Rs. 1,500 on payment of Annual Fee

Domestic Lounge Access

4 complimentary domestic lounge visits per calendar year (max. 1 visit per quarter)

Fuel Surcharge Waiver

1% fuel surcharge waiver across all BPCL petrol pumps in India, on transactions up to Rs. 4,000

Milestone Benefit~₹ 2,000/yr

e-Gift Vouchers worth Rs. 2,000 from Aditya Birla fashion or Yatra or Hush Puppies on annual spend of Rs. 3 Lakhs.

unlocks at ₹ 3,00,000/yr

run your spend profileto see this card's value for you.