A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.5 / ₹100 | — |
| Other Online Shopping | 10 / ₹100 | — |
| Restaurant Dining | 5 / ₹100 | — |
Get 2000 Reward Points worth Rs.500 on payment of annual fees.
Get 2000 Rewards Points on Annual Spends of Rs. 1 Lakh as Milestone Reward
Get Additional 2000 Rewards Points on Annual Spends of Rs. 1.5 Lakh as Milestone Reward
Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions up to Rs. 3,000, exclusive of GST and other charges
unlocks at ₹ 3,000/yr
run your spend profileto see this card's value for you.