A sensible first card for new-to-credit users and modest monthly spends.
flat 1 / ₹100 on all spends — no category bonuses.
Earn up to 2,500 Reward Points after the first transaction of at least ₹500 within 30 days.
Earn 1,500 Reward Points for spending ₹30,000 within the first three months.
unlocks at ₹ 30,000/yr
Earn an extra 2,000 Reward Points by completing a minimum of 15 successful UPI transactions, each worth at least ₹500, within the first 30 days.
run your spend profileto see this card's value for you.