cards / co_branded / rbl-novio
RBLRuPayco-branded

RBL Bank Novio Credit Card

Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.

excellent shape
health 100/100
annual fee₹ 500/yr
joining fee₹ 500
base earn rate2 / ₹100
rewards inReward Points
forex markup3.5%

earn rates

flat 2 / ₹100 on all spends — no category bonuses.

benefits & perks

Welcome Bonus

2,000 Reward Points when you make purchases of ₹5,000 within 30 days of card issuance

unlocks at ₹ 5,000/yr

Annual Milestone Benefit

1,000 points on spending ₹1.5 Lakh a year

unlocks at ₹ 1,50,000/yr

Annual Milestone Benefit

2000 points on spending 3 Lakh in a year

unlocks at ₹ 3,00,000/yr

Fuel Surcharge Waiver

1% or ₹10, whichever is higher

run your spend profileto see this card's value for you.