Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.5 / ₹100 | — |
| Flights & Hotels | 1 / ₹100 | — |
2 complimentary railway lounge visits each quarter (8 each year)
Insurance Cover for Train Cancellation Upto ₹5,000
Earn 500 Reward Points on spending a minimum of ₹500 within the first 30 days of card issuance.
unlocks at ₹ 500/yr
1% Surcharge Waiver
run your spend profileto see this card's value for you.