cards / mid / pnb-pnb-rupay-select
PNBRuPaymid-tier

PNB RuPay Select Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 750/yr
joining fee₹ 500
base earn rate1.33 / ₹100
rewards inReward Points
forex markup3.5%

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1.33 / ₹100
Flights & Hotels0.33 / ₹100

benefits & perks

Welcome Benefit

300 bonus Reward Points on making your first transaction within the first 90 days from card issuance.

Domestic Airport Lounge Access

2 complimentary domestic airport lounge access every quarter.

International Airport Lounge Access

4 Complimentary Airport Lounge Access

Accidental Death Insurance

Complimentary insurance cover worth Rs. 10 lakhs against accidental death or total personal disability.

Fuel Surcharge Waiver

1% fuel surcharge waiver for all fuel transactions between ₹500 and ₹3,000.

unlocks at ₹ 500/yr

run your spend profileto see this card's value for you.