cards / co_branded / pnb-pnb-rupay-platinum-patanjali
PNBRuPayco-branded

PNB RuPay Platinum Patanjali Credit Card

Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.

excellent shape
health 100/100
annual fee₹ 500/yr
joining feenone
base earn rate0.33 / ₹100
rewards inReward Points
forex markup3.5%

✓ best for

Other Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.33 / ₹100
Other Online Shopping2 / ₹100

benefits & perks

Domestic Lounge Access

2 complimentary domestic lounge access every quarter

Accidental death cover~₹ 2,00,000/yr

Accidental death cover worth Rs. 2 lakhs.

Welcome bonus

300 bonus Reward Points on making your first retail transaction within the first 90 days from the card issuance date.

Fuel Surcharge Waiver

1% fuel surcharge waiver for all fuel transactions between Rs. 500 and Rs. 3,000.

unlocks at ₹ 500/yr

run your spend profileto see this card's value for you.