cards / premium / pnb-pnb-luxura-rupay
PNBRuPaypremium

PNB LUXURA RuPay Metal Credit Card

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 7,500/yr
joining fee₹ 9,000
base earn rate1 / ₹100
rewards inReward Points
forex markup2.5%
welcome benefit₹ 10,000

✓ best for

Flights & HotelsRestaurant Dining

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1 / ₹100
Flights & Hotels12 / ₹100
Restaurant Dining12 / ₹100

benefits & perks

Domestic Lounge Access

2 Free Visits Each Quarter

International Lounge Access

4 Free Visits Each Year

Golf

4 Golf Rounds/Lessons Each Year (Maximum One Each Quarter)

BOGO on Movie Ticket Bookings~₹ 500/yr

BOGO on Movie Ticket Bookings (Up to ₹500) Once Each Month

Insurance Benefits

Personal Accidental Insurance: ₹50 Lakhs | Air Accidental Insurance: ₹1 Crore | Purchase Protection: ₹2 Lakhs | Travel Insurance (Baggage Loss): ₹20,000

HoteLux Membership

Complimentary HoteLux Elite Plus Membership

Visa & Immigration Services

Visa application assistance through OneVasco

Fuel Surcharge Waiver

1% Waiver on Fuel Spends Between ₹500 and ₹4,000

run your spend profileto see this card's value for you.