cards / co_branded / pnb-pnb-emt-rupay-platinum
PNBRuPayco-branded

PNB EMT RuPay Platinum Credit Card

Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.

excellent shape
health 100/100
annual fee₹ 2,000/yr
joining fee₹ 2,000
base earn rate1 / ₹100
rewards inReward Points
forex markup3.5%
welcome benefit₹ 3,000

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1 / ₹100
Flights & Hotels20 / ₹100

benefits & perks

Welcome Bonus~₹ 3,000/yr

300 reward points on the first transaction and a voucher worth ₹3,000 for flight, hotel, and holiday bookings

Insurance Benefits~₹ 2,00,000/yr

Accidental death and personal total disability coverage up to ₹2 lakhs

Domestic Lounge Access

Complimentary eight annual visits (2 per quarter)

International Lounge Access

2 Complimentary airport lounge access per year

Fuel Surcharge Waiver

1% fuel surcharge waiver for transactions between ₹500 and ₹4,000

run your spend profileto see this card's value for you.