A solid daily-driver for steady spenders who want rewards without a premium fee.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.38 / ₹100 | — |
| Movies & Entertainment | 4.5 / ₹100 | — |
| Restaurant Dining | 4.5 / ₹100 | — |
| Grocery (all) | 4.5 / ₹100 | — |
Complimentary IHO membership worth Rs. 8,500 on spending Rs. 500 within the first 30 days of card issuance.
unlocks at ₹ 500/yr
8 complimentary domestic airport lounge access per year (capped at 2 per quarter)
Insurance cover worth Rs. 2.5 lakhs against unauthorized transactions on a lost/stolen card
1% fuel surcharge waiver across all fuel stations (capped at Rs 3500 per annum)
run your spend profileto see this card's value for you.