cards / starter / kotak-veer-platinum
KotakUnknownstarter

Kotak Veer Platinum Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 299/yr
joining feenone
fee waiver at₹ 50,000/yr
base earn rate0.25 / ₹100
rewards inReward Points
forex markup3.5%

✓ best for

Grocery (all)Restaurant DiningMovies & Entertainment

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.25 / ₹100
Grocery (all)1.5 / ₹100
Restaurant Dining1.5 / ₹100
Movies & Entertainment1.5 / ₹100

benefits & perks

Welcome Benefit

Get a welcome benefit of 500 Reward Points which will be credited to your account upon spending of Rs. 500 through your Kotak Veer Platinum Credit Card in the first 30 days of card issuance.

unlocks at ₹ 500/yr

Credit Shield~₹ 1,25,000/yr

Get a credit shield of Rs. 1,25,000 against all unauthorized transactions up to 7 days prior to reporting about the loss of the card to the bank.

Fuel Surcharge Waiver

Get 1% fuel surcharge waiver on all fuel transactions at fuel stations all over India.

Railway Surcharge Waiver

This card also provides you with railway surcharge waiver of 1.8% for all the transactions done on IRCTC website and 2.5% for transactions done on Indian Railways Booking Counters.

run your spend profileto see this card's value for you.