A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 3 / ₹100 | — |
| Flights & Hotels | 10 / ₹100 | — |
Unlimited Lounge access globally for you and your add-on card members
Exclusive offers with 3rd night free or 50% off on 2nd night at ITC, Elivaas
Enjoy 1% fuel surcharge waiver across all petrol pumps in India
unlocks at ₹ 400/yr
Unlock handpicked privileges worth up to Rs 10,000 every month
Enjoy a full year of premium dining perks for just ₹1 through your Kotak Solitaire Credit Card
run your spend profileto see this card's value for you.