A solid daily-driver for steady spenders who want rewards without a premium fee.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1.33 / ₹100 | — |
| Restaurant Dining | 2.67 / ₹100 | — |
| Flights & Hotels | 2.67 / ₹100 | — |
| International Spends | 2.67 / ₹100 | — |
2 complimentary access to domestic lounges per quarter
Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.
1% fuel surcharge is waived at all fuel stations.
unlocks at ₹ 500/yr
Railway surcharge waiver for transactions made on irctc.co.in or at the Indian Railway Booking counters.
You get 10,000 Reward Points on achieving a spend of Rs. 4 lakhs in a year. You get 30,000 Reward Points if you spend Rs. 8 lakhs or more in a year.
unlocks at ₹ 4,00,000/yr
run your spend profileto see this card's value for you.