cards / mid / kotak-mojo-platinum
KotakUnknownmid-tier

Kotak Mojo Platinum Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 1,000/yr
joining fee₹ 1,000
base earn rate0.25 / ₹100
rewards inMojo Points
forex markup3.5%

✓ best for

Other Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.25 / ₹100
Other Online Shopping0.63 / ₹100

benefits & perks

Domestic Lounge Access

2 complimentary domestic lounge access every quarter

unlocks at ₹ 75,000/yr

Milestone Benefit

Gift vouchers worth Rs. 2,500 on spending Rs. 75,000 or more in a quarter.

unlocks at ₹ 75,000/yr

Insurance cover

Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

Fuel Surcharge Waiver

1% fuel surcharge waiver across all fuel stations for all fuel transactions between Rs. 500 & Rs. 3,000

Railway Surcharge Waiver

Railway surcharge waiver on railway ticket bookings at irctc.co.in and on Indian railway booking counters.

run your spend profileto see this card's value for you.