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KotakUnknownmid-tier

Kotak Cashback+ Credit Card

Everyday value for online-heavy spenders who want straightforward cashback.

excellent shape
health 100/100
annual fee₹ 750/yr
joining feenone
base earn rate0.5 / ₹100
rewards inReward Points
forex markup3.5%
apply on Kotak →value it for my spends

✓ best for

Grocery (all)Restaurant DiningFuel

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.5 / ₹100—
Grocery (all)5 / ₹100₹ 500
Restaurant Dining5 / ₹100₹ 500
Fuel3 / ₹100₹ 500

benefits & perks

★ BOGO on Movie Ticket Bookings

BOGO on Movie Ticket Bookings Via PVR/INOX App (Limited Offer Till 30th June)

★ Fuel Surcharge Waiver

1% Waiver on Transactions Between ₹500 and ₹4000

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