A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.2 / ₹100 | — |
| Other Online Shopping | 1 / ₹100 | — |
500 bonus Reward Points on spending Rs. 5,000 or more in the first 45 days
unlocks at ₹ 5,000/yr
Amazon voucher worth ₹1,000 on spending Rs. 72,000 or more in an anniversary year
unlocks at ₹ 72,000/yr
1% Fuel Surcharge Waiver for All Transactions Between ₹500 & ₹3,000
1.8% railway surcharge waiver on booking through irctc.co.in and 2.5% on Indian railway booking counters
run your spend profileto see this card's value for you.