cards / starter / indusind-samman-rupay
IndusIndRuPaystarter

IndusInd Bank Samman RuPay Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 199/yr
joining feenone
fee waiver at₹ 75,000/yr
base earn rate1 / ₹100
rewards inCashback
forex markup3.5%

earn rates

flat 1% on all spends — no category bonuses.

benefits & perks

★ Free Movie Ticket~₹ 200/yr

One free movie ticket every six months

★ Domestic Lounge Access

RuPay Exclusive Lounge Access at DEL T3 Terminal (Once Each Month)

★ Travel Insurance

Travel insurance covering lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection

★ Fuel Surcharge Waiver

1% Fuel Surcharge on Transactions Between Rs. 400 to Rs. 4,000

unlocks at ₹ 400/yr

run your spend profileto see this card's value for you.