cards / starter / indusind-samman-rupay
IndusIndRuPaystarter

IndusInd Bank Samman RuPay Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 199/yr
joining feenone
fee waiver at₹ 75,000/yr
base earn rate1 / ₹100
rewards inCashback
forex markup3.5%

earn rates

flat 1% on all spends — no category bonuses.

benefits & perks

Free Movie Ticket~₹ 200/yr

One free movie ticket every six months

Domestic Lounge Access

RuPay Exclusive Lounge Access at DEL T3 Terminal (Once Each Month)

Travel Insurance

Travel insurance covering lost baggage, delayed baggage, loss of passport, lost ticket, and missed connection

Fuel Surcharge Waiver

1% Fuel Surcharge on Transactions Between Rs. 400 to Rs. 4,000

unlocks at ₹ 400/yr

run your spend profileto see this card's value for you.