A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.2 / ₹100 | — |
| Grocery (all) | 4 / ₹100 | — |
| Restaurant Dining | 2 / ₹100 | — |
| Movies & Entertainment | 1.5 / ₹100 | — |
1% fuel surcharge waiver on all fuel transactions between Rs. 400 & Rs. 4,000.
unlocks at ₹ 400/yr
run your spend profileto see this card's value for you.