For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.75 / ₹100 | — |
| International Spends | 3 / ₹100 | — |
| Utilities & Bills | 0.7 / ₹100 | — |
| Insurance Premiums | 0.7 / ₹100 | — |
| Education / Fees | 0.7 / ₹100 | — |
Vouchers worth ₹25,000 each from Oberoi Hotels & Montblanc as a welcome gift.
Unlimited Free Domestic Airport Lounge Access on Spends of ₹1.5 Lakh or More in the Previous Quarter
unlocks at ₹ 1,50,000/yr
2 complimentary international lounge access per quarter
Buy 1 movie ticket and get 1 free. The price of a free movie ticket is capped at Rs. 700. Up to 3 free movie tickets can be availed in a month.
1 Complimentary Golf Game & Golf Lesson Each Month
Travel Insurance is Included
1% fuel surcharge waiver across all fuel stations for transactions between ₹400 and ₹4,000.
run your spend profileto see this card's value for you.