A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.5 / ₹100 | — |
| UPI Payments | 1.5 / ₹100 | — |
Zero markup fee on international transactions
6.5% interest on FD
0% interest on ATM cash withdrawals
100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions
run your spend profileto see this card's value for you.