cards / starter / idfc-first-wow-fd-backed-assured
IDFC FIRSTUnknownstarter

FIRST WOW! FD-Backed Assured Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual feelifetime free
joining feenone
base earn rate0.5 / ₹100
rewards inReward Points
forex markup0%

✓ best for

UPI Payments

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.5 / ₹100
UPI Payments0.38 / ₹100

benefits & perks

Fuel Surcharge Waiver

1% fuel surcharge waiver

Forex Markup

Enjoy zero Forex mark-up fee

Credit Shield

Credit shield protection from theft and fraud

eligibility

  • · lifetime free

run your spend profileto see this card's value for you.