cards / starter / idfc-first-wow
IDFC FIRSTVisastarter

IDFC FIRST WOW! Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual feelifetime free
joining feenone
base earn rate0.5 / ₹100
rewards inReward Points
forex markup0%

earn rates

flat 0.5 / ₹100 on all spends — no category bonuses.

benefits & perks

BookMyShow Discount

50% discount of up to ₹300 on movie ticket bookings made through BookMyShow. Additionally, moviegoers can receive discounts on food and beverages (up to ₹200) when using this card. Furthermore, non-movie ticket bookings are eligible for a 50% discount of up to ₹500.

Fuel Surcharge Waiver

1% fuel surcharge waiver across all the fuel stations in India. You can avail of a maximum benefit of Rs. 200 per month

unlocks at ₹ 200/yr

Insurance Benefits

Personal Accident Cover (Rs. 2,00,000), Card Liability Cover (Rs. 25,000), Purchase Protection (Rs. 25,000)

eligibility

  • · lifetime free

run your spend profileto see this card's value for you.