cards / starter / idfc-first-wealth
IDFC FIRSTUnknownstarter

IDFC FIRST Wealth Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual feelifetime free
joining feenone
base earn rate5 / ₹100
rewards inReward Points
forex markup1.5%
welcome benefit₹ 500

✓ best for

UPI PaymentsInsurance PremiumsUtilities & Bills

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else5 / ₹100
UPI Payments0.13 / ₹100
Insurance Premiums0.13 / ₹100
Utilities & Bills0.13 / ₹100

benefits & perks

Welcome Gift Voucher~₹ 500/yr

₹500 Voucher from Uber, Amazon, and Bigbasket on Spending ₹5,000 Within 30 Days of Card Issuance.

Movie Tickets

Buy One Get One on Movie Tickets up to ₹250 on the District App, Twice Every Month

Domestic Airport Lounge Access

Up to 1 Free Visit to Domestic Airport Lounges Per Quarter

International Airport Lounge Access

Up to 1 Complimentary International Lounge Visits Per Quarter

Golf Round

1 Complimentary Golf Round/Lesson Every Quarter

Air Accident Insurance

Air accident insurance cover worth ₹1 crore

eligibility

  • · lifetime free

run your spend profileto see this card's value for you.