A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.5 / ₹100 | — |
| Education / Fees | 0.38 / ₹100 | — |
| Rent | 0.38 / ₹100 | — |
| Utilities & Bills | 0.13 / ₹100 | — |
| Insurance Premiums | 0.13 / ₹100 | — |
1 complimentary visit per quarter at domestic airports. To qualify, you need to spend ₹20,000 or more in the current calendar month.
unlocks at ₹ 20,000/yr
Spend ₹5,000 or more within 30 days to receive a ₹500 gift voucher. Additionally, enjoy 5% cashback up to ₹1,000 on your first EMI transaction made within 30 days of card activation.
unlocks at ₹ 5,000/yr
Buy-One-Get-One free movie ticket offer through the Zomato-owned District app. The offer provides a discount of up to ₹125 on the second ticket and can be availed twice per month.
run your spend profileto see this card's value for you.