cards / super_premium / idfc-first-private
IDFC FIRSTUnknownsuper premiuminvite-only

IDFC First Private Credit Card

For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.

excellent shape
health 100/100
annual fee₹ 50,000/yr
joining fee₹ 50,000
base earn rate6.66 / ₹100
rewards inReward Points
forex markup0%

✓ best for

RentEducation / FeesInsurance Premiums

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else6.66 / ₹100—
Rent2 / ₹100—
Education / Fees2 / ₹100—
Insurance Premiums0.66 / ₹100—

benefits & perks

★ Unlimited Airport Lounge Access

Unlimited complimentary airport lounge access not only for the primary cardholders but for the add-on card members as well.

★ Movie & Dining

₹750 Off on Movie/Non-Movie Bookings Via BookMyShow (Twice Each Month)

★ Golf Benefits

Free Unlimited Golf Rounds/Lessons Every Month. One Complimentary Round Each Quarter Across International Courses

★ Insurance Benefits

Travel Insurance, Trip Cancellation Cover, and Air Accident Cover

★ Welcome Benefits

50,000 Reward Points and Complimentary Club ITC Culinaire

★ Fuel Surcharge Waiver

1% Surcharge Waiver on Transactions Between ₹200 and ₹5,000 (No Maximum Cap)

eligibility

  • · invite-only — needs an existing relationship

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