cards / super_premium / idfc-first-private
IDFC FIRSTUnknownsuper premiuminvite-only

IDFC First Private Credit Card

For high spenders who maximise premium travel, lounges and lifestyle perks — and can justify the fee.

excellent shape
health 100/100
annual fee₹ 50,000/yr
joining fee₹ 50,000
base earn rate6.66 / ₹100
rewards inReward Points
forex markup0%

✓ best for

RentEducation / FeesInsurance Premiums

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else6.66 / ₹100
Rent2 / ₹100
Education / Fees2 / ₹100
Insurance Premiums0.66 / ₹100

benefits & perks

Unlimited Airport Lounge Access

Unlimited complimentary airport lounge access not only for the primary cardholders but for the add-on card members as well.

Movie & Dining

₹750 Off on Movie/Non-Movie Bookings Via BookMyShow (Twice Each Month)

Golf Benefits

Free Unlimited Golf Rounds/Lessons Every Month. One Complimentary Round Each Quarter Across International Courses

Insurance Benefits

Travel Insurance, Trip Cancellation Cover, and Air Accident Cover

Welcome Benefits

50,000 Reward Points and Complimentary Club ITC Culinaire

Fuel Surcharge Waiver

1% Surcharge Waiver on Transactions Between ₹200 and ₹5,000 (No Maximum Cap)

eligibility

  • · invite-only — needs an existing relationship

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