A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 1.5 / ₹100 | — |
| Restaurant Dining | 5 / ₹100 | — |
| Flights & Hotels | 5 / ₹100 | — |
| International Spends | 5 / ₹100 | — |
| Insurance Premiums | 0.5 / ₹100 | — |
| Utilities & Bills | 0.5 / ₹100 | — |
Four Free Railway Lounge Access Each Quarter
unlocks at ₹ 20,000/yr
25% Discount Up to ₹100 on District App
Up to 20% discount at more than 1,500 leading restaurants across India
Personal Accidental Cover Worth ₹2 Lakh
Lost Card Liability Cover of ₹25,000
1% Waiver for Fuel Transactions Between ₹200 and ₹5,000
run your spend profileto see this card's value for you.