A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.8 / ₹100 | — |
| Insurance Premiums | 1.2 / ₹100 | — |
| Grocery (all) | 0.6 / ₹100 | ₹ 300 |
| Utilities & Bills | 0.6 / ₹100 | ₹ 300 |
| Education / Fees | 0.6 / ₹100 | ₹ 300 |
Lost Card Liability Cover of ₹25,000
Complimentary Roadside Assistance worth ₹1,399
1 complimentary Domestic Airport Lounge access per quarter
2 complimentary Railway Lounge access per quarter
Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month.
unlocks at ₹ 200/yr
Personal Accident Cover of ₹2,00,000
run your spend profileto see this card's value for you.