cards / co_branded / idfc-first-indigo-dual
IDFC FIRSTUnknownco-branded

IndiGo IDFC FIRST Dual Credit Card

Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.

excellent shape
health 100/100
annual fee₹ 4,999/yr
joining fee₹ 4,999
base earn rate3 / ₹100
rewards inIndiGo BluChips
forex markup1.49%

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else3 / ₹100
Flights & Hotels6 / ₹100
UPI Payments0.5 / ₹100
Insurance Premiums0.5 / ₹100
Utilities & Bills0.5 / ₹100
Rent0.5 / ₹100

benefits & perks

Joining fee payment benefits

Voucher of 5000 IndiGo BluChips and a complimentary IndiGo meal voucher

Early activation benefit

Voucher of 3000 BluChips on spending ₹1 lakh+ in the 1st 90 days

Annual Milestone Benefits

Vouchers of up 25,000 BluChips, every year

Trip cancellation cover~₹ 25,000/yr

Get reimbursement on your non-refundable flights or hotels, up to ₹25,000 every year

Golf Privileges

Enjoy 4 complimentary golf rounds and 12 complimentary golf lessons every year

run your spend profileto see this card's value for you.