cards / co_branded / idfc-first-indigo
IDFC FIRSTMastercardco-branded

IndiGo IDFC FIRST Credit Card

Best if you’re loyal to this brand — it pays off on that ecosystem, less so elsewhere.

excellent shape
health 100/100
annual fee₹ 4,999/yr
joining fee₹ 4,999
base earn rate3 / ₹100
rewards inBluChips
forex markup1.49%

✓ best for

Flights & Hotels

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else3 / ₹100
Flights & Hotels22 / ₹100
UPI Payments0.5 / ₹100
Rent0.5 / ₹100
Utilities & Bills0.5 / ₹100
Insurance Premiums0.5 / ₹100

benefits & perks

Golf Benefits

4 Complimentary Golf Rounds and 12 Complimentary Golf Lessons Annually (Mastercard World Benefit)

Trip Cancellation Cover~₹ 25,000/yr

Trip Cancellation Cover for Flight and Hotel Bookings Up to ₹25,000.

Personal Air Accident Cover~₹ 1,00,00,000/yr

Personal Air Accident cover worth ₹1 crore.

run your spend profileto see this card's value for you.