cards / mid / idfc-first-hello-cashback
IDFC FIRSTUnknownmid-tier

IDFC FIRST Hello Cashback Credit Card

Everyday value for online-heavy spenders who want straightforward cashback.

excellent shape
health 100/100
annual fee₹ 1,000/yr
joining fee₹ 1,000
fee waiver at₹ 2,00,000/yr
base earn rate1 / ₹100
rewards inCashback
forex markup3.5%

✓ best for

Other Online ShoppingAmazonFlipkart

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else1%
Other Online Shopping3%₹ 1,000
Amazon3%₹ 1,000
Flipkart3%₹ 1,000

† these categories share a single combined monthly cap.

benefits & perks

Roadside Assistance~₹ 1,399/yr

complimentary roadside assistance worth ₹1,399, which can be availed up to four times in a year

Personal Accident Cover

personal accident cover of ₹2,00,000

Purchase Protection

purchase protection cover of ₹25,000

Fuel Surcharge Waiver

1% fuel surcharge waiver on fuel spends between ₹200 and ₹5,000, capped at ₹100 per statement cycle

unlocks at ₹ 200/yr

run your spend profileto see this card's value for you.