cards / starter / idfc-first-ea-n
IDFC FIRSTRuPaystarter

IDFC FIRST EA₹N Credit Card

A sensible first card for new-to-credit users and modest monthly spends.

excellent shape
health 100/100
annual fee₹ 499/yr
joining fee₹ 499
base earn rate5 / ₹100
rewards inCashback
forex markup3.5%
welcome benefit₹ 250

✓ best for

Flights & HotelsUPI PaymentsUtilities & Bills

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else5%
Flights & Hotels4.5%₹ 2,000
UPI Payments1%₹ 500
Utilities & Bills0.5%
Insurance Premiums0.5%

benefits & perks

Movie Discount~₹ 100/yr

25% discount upto ₹100 while booking movies with District by Zomato.

unlocks at ₹ 20,000/yr

Lost Card and Personal Accident Cover

Lost Card and Personal Accident Cover

Roadside Assistance~₹ 1,399/yr

Complimentary Roadside Assistance worth ₹1,399.

Welcome Cashback~₹ 250/yr

10% Cashback Up to ₹250 (On First Transaction Within 15 Days of Card Issuance)

run your spend profileto see this card's value for you.