A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 0.75 / ₹100 | — |
| Restaurant Dining | 5 / ₹100 | — |
| Flights & Hotels | 5 / ₹100 | — |
| International Spends | 5 / ₹100 | — |
| Insurance Premiums | 0.5 / ₹100 | — |
| Utilities & Bills | 0.5 / ₹100 | — |
₹500 Welcome Gift Voucher on Spending ₹5,000 Within the First 30 Days
unlocks at ₹ 5,000/yr
25% discount on movie tickets on the District app, up to ₹100, once per month.
4 complimentary railway lounge access every quarter.
Complimentary Roadside Assistance worth ₹1,399 up to four times a year.
Personal accident cover worth ₹2 Lakhs
Lost card liability cover worth up to Rs. 25,000
1% fuel surcharge waiver (up to Rs. 200 per statement cycle)
run your spend profileto see this card's value for you.