A sensible first card for new-to-credit users and modest monthly spends.
no major caveats we’re tracking.
| category | rate | cap/mo |
|---|---|---|
| base · everything else | 2 / ₹100 | — |
| UPI Payments | 0.5 / ₹100 | — |
| Insurance Premiums | 0.5 / ₹100 | — |
| Utilities & Bills | 0.5 / ₹100 | — |
Enjoy a low interest rate of 12% p.a. on balances carried beyond the due date.
Enjoy up to 45 days of interest-free period.
Withdraw up to 100% of your credit limit as cash.
run your spend profileto see this card's value for you.