cards / premium / idfc-first-ashva-metalcredit
IDFC FIRSTUnknownpremium

Ashva MetalCredit Card

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 2,999/yr
joining fee₹ 2,999
base earn rate0.27 / ₹100
rewards inReward Points
forex markup1%

✓ best for

RentEducation / Fees

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.27 / ₹100
Rent0.8 / ₹100
Education / Fees0.8 / ₹100

benefits & perks

Joining Fee Payment Benefit~₹ 3,000/yr

Earn 7,500 Reward Points worth up to ₹3,000

Domestic Airport Lounge Access

4 complimentary visits per quarter to airport lounges at airport terminals in India.

unlocks at ₹ 20,000/yr

Global Airport Lounge Access

2 complimentary visits per quarter to global airport lounges.

unlocks at ₹ 20,000/yr

Golf Benefits

Up to 2 rounds/lessons in a month. Each round/lesson is unlocked for every ₹20,000 spent in the previous statement cycle.

unlocks at ₹ 20,000/yr

Movie Ticket Offer~₹ 400/yr

Buy-one-get-one movie offer with up to ₹400 off on the second ticket, twice a month.

Free Trip Cancellation Cover~₹ 25,000/yr

Cancellation cover of up to ₹25,000 for non-refundable hotel and flight bookings

Travel Insurance

Coverage up to $1,200 USD for loss of luggage, flight delays, etc.

Annual Spending Milestone

On spending ₹8,00,000 or more in a card anniversary year, you will get 7,500 reward points.

unlocks at ₹ 8,00,000/yr

run your spend profileto see this card's value for you.