cards / premium / idfc-first-ashva
IDFC FIRSTVisapremium

IDFC First Bank Ashva Metal Credit Card

For frequent travellers and higher spenders who’ll use lounges and transferable points.

excellent shape
health 100/100
annual fee₹ 2,999/yr
joining fee₹ 2,999
base earn rate0.83 / ₹100
rewards inReward Points
forex markup1%
welcome benefit₹ 3,000

✓ best for

RentEducation / FeesInsurance Premiums

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else0.83 / ₹100
Rent0.5 / ₹100
Education / Fees0.5 / ₹100
Insurance Premiums0.17 / ₹100
Utilities & Bills0.17 / ₹100

benefits & perks

BOGO on Movie Ticket Bookings~₹ 9,600/yr

BOGO on Movie Ticket Bookings Up to ₹400 With District, Twice Each Month

Railway Lounge Access

4 Complimentary Railway Lounge Access Each Quarter, 16 Each Year

Domestic Lounge Access

4 Complimentary Lounge Access Each Quarter

International Lounge Access

2 Complimentary Lounge Access Each Quarter

Golf Privileges

2 Free Golf Rounds/Lessons on Spends of ₹20,000 Each in a Statement Cycle

unlocks at ₹ 20,000/yr

Insurance Benefits

Purchase Protection, Personal Accident Cover, Free Trip Cancellation Protection, Travel Insurance and Credit Shield

Annual Milestone Benefit~₹ 1,875/yr

Cardholders who spend ₹8 lakh in a card anniversary year are eligible for a bonus of 7,500 Reward Points

unlocks at ₹ 8,00,000/yr

run your spend profileto see this card's value for you.