cards / mid / idbi-idbi-winnings-rupay-select
IDBIRuPaymid-tier

IDBI Winnings RuPay Select Credit Card

A solid daily-driver for steady spenders who want rewards without a premium fee.

excellent shape
health 100/100
annual fee₹ 899/yr
joining feenone
fee waiver at₹ 90,000/yr
base earn rate2 / ₹100
rewards indelight points
forex markup3.5%
welcome benefit₹ 500

✓ best for

Other Online Shopping

⚠ heads up

no major caveats we’re tracking.

earn rates

categoryratecap/mo
base · everything else2 / ₹100
Other Online Shopping4 / ₹100

benefits & perks

Domestic Lounge Access

2 complimentary access to domestic lounges each quarter

International Lounge Access

4 complimentary access to international lounges each year

Accidental Death and Permanent Disability Insurance~₹ 10,00,000/yr

Covers accidental death insurance and permanent disability up to Rs.10 lakhs each.

Fuel Surcharge Waiver~₹ 400/yr

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 – Rs. 4000. The maximum waiver of fuel surcharges is Rs. 400 per month.

Welcome Cashback~₹ 500/yr

Get 10% cashback up to Rs. 500 on all transactions done within 90 days of receiving the card.

run your spend profileto see this card's value for you.